Husaberg
Go Back   Husaberg Forum > Husaberg Forum > Husaberg

Husaberg Husaberg Forum - Husaberg Motorcycle Forum


Reply
 
LinkBack Thread Tools Display Modes
October 15th, 2018, 07:24 AM   #1
Member
 
Joined: Mar 2015
From: Bradford, England

Posts: 97
Thanks: 20

I Ride: FE450 2009
Stolen Bike

Hi All.

So my bike got stolen (2009 FE450) in august and the insurance have finally come back with a settlement of 2950 - my 380 excess.

With the bikes being quite scarce im not sure if this is fair price? id normally seen a good example going for 3500-3800 but with none for sale I cant justify.

Any suggestions on what to do?

Also keep your eyes out for the bike.
Mordzy is offline  
 
October 15th, 2018, 07:44 AM   #2
Senior Member
 
tourist's Avatar
 
Joined: Nov 2012
From: Iceland

Posts: 2,300
Thanks: 752

I Ride: 1 Berg, 1 Zook
Well, it wouldn’t be that cheap over here.

any prices Europe-wide on mobile.de?

What numbers do you get if you take original MSRP and do devaluation of 10-20-30% per year?
tourist is offline  
October 15th, 2018, 07:45 AM   #3
Senior Member
 
tourist's Avatar
 
Joined: Nov 2012
From: Iceland

Posts: 2,300
Thanks: 752

I Ride: 1 Berg, 1 Zook
it sucks to have stuff stolen!!
tourist is offline  
October 15th, 2018, 08:00 AM   #4
Member
 
Joined: Jun 2016
From: Ireland

Posts: 59
Thanks: 8

I Ride:
That sucks. In Ireland, if you make a claim then you lose your no claims bonus and get completely shafted for insurance for the next 5 years (€2500/year and similar prices).

Value of bike €4k
5 years of getting raped by insurance €10k

So it's almost never worth it to claim. I don't know if it works like that in the UK, but just a thought!
mcljot is offline  
October 15th, 2018, 08:01 AM   #5
Member
 
Joined: Mar 2015
From: Bradford, England

Posts: 97
Thanks: 20

I Ride: FE450 2009
Im not sure. They said they use the glasses guide which is like an established / trusted source for values. they also examine your pictures for condition. It was in great nick to be honest. Id insured it for 4K (they ask you for a value when you insure - feck knows why as it has no bearing)

Ill have a look in Germany for some. good shout.
Mordzy is offline  
October 15th, 2018, 08:04 AM   #6
Member
 
Joined: Mar 2015
From: Bradford, England

Posts: 97
Thanks: 20

I Ride: FE450 2009
Originally Posted by mcljot View Post
That sucks. In Ireland, if you make a claim then you lose your no claims bonus and get completely shafted for insurance for the next 5 years (€2500/year and similar prices).

Value of bike €4k
5 years of getting raped by insurance €10k

So it's almost never worth it to claim. I don't know if it works like that in the UK, but just a thought!
Yes you lose your no claims but my insurance was only 250 a year on fire and theft as I only ride 2k miles a year for fun. I only had 2 years NCD anyway as im a new rider. you can pay to protect your no claims too but to be honest you have to declare the claim anyway which stacks your insurance so I dont see the point.

Ive checked worldwide and can only finder older (sub 2006) bikes for sale.

This was actually the least valuable thing taken. They took my RZR 1000 buggy and all my tools. bout 30K in total. Cops didnt even bother showing up to dust for prints. Just gave me a crime number. This countries fecked.

Last edited by Mordzy; October 15th, 2018 at 08:07 AM.
Mordzy is offline  
October 15th, 2018, 10:36 AM   #7
Senior Member
 
paolo6's Avatar
 
Joined: Nov 2016
From: chester

Posts: 244
Thanks: 189

I Ride:
I had 3 bike stolen in the UK and I have been living here for 6 years... none in italy in 18 years ...all of them around liverpool

one was a brand new CRF 450 It got taken from the paddock during a race ...basicly the day after a friend spotted a guy on istingram posting pictures pulling wheelie with a brand new CRF, got it reported to the police and they done fuck all, 2 monts later, after finding out where he lives they knock at his door and all he said was ''that was my friend bike'' ...and I was told they won't continue the investigation

all I learned was
forget about motorcycle chain lock, they do nothing, got some used crane heavy duty chain that does the job

GPS tracker I got a chinese one for 70 and I spend about 5 every 3 months to run it, with 3 months independent battery (it's really good)

if you don't claim the money you will still remain with your 2 years NCB

try to contact another company to get a quote for an insurace with no NCB and the theft
and you can see how much they will charge you after it might go up by 200/300 or a lot more

all the best
paolo6 is offline  
October 16th, 2018, 12:27 AM   #8
Member
 
Joined: Jun 2016
From: Ireland

Posts: 59
Thanks: 8

I Ride:
Originally Posted by Mordzy View Post
I only had 2 years NCD anyway as im a new rider.
The thing is though that when you get any insurance again, they ask you if you've had a claim in the last 5 (or however many) years. And if you say yes, they'll give you a good rogering. A friend of mine's insurance went from 410 to 2800. And on the fifth year it had come down to 1750. Maybe that's just Ireland. It's a total scam here. The first time I had bike insurance I got quoted at 588, then I told them I had three speeding points as well from my car and it went down to 510! Pulling numbers out of their arses.
mcljot is offline  
October 16th, 2018, 12:40 AM   #9
Senior Member
 
paolo6's Avatar
 
Joined: Nov 2016
From: chester

Posts: 244
Thanks: 189

I Ride:
I know what you saying and that's happening even in the uk...but you lose NCB or you have to tell them only if you actually put the claim in. It's stupid.

I had a ktm 125 road reg and was insured (but not on theft) I couldn't claim any money so the next year I was fine with my other bike.

If your insurance will go up by a lot sometimes it's not worth to claim any money.

I got around the points, I had 9 on my italian license driving in the UK and then I change it for a British one (all 9 points gone ) I didn't declare them.

The first year I insured my bike was more then 1k and the year after was down to 250 (now 120)

Last edited by paolo6; October 16th, 2018 at 12:42 AM. Reason: Jj
paolo6 is offline  
October 16th, 2018, 01:08 AM   #10
Member
 
Joined: Mar 2015
From: Bradford, England

Posts: 97
Thanks: 20

I Ride: FE450 2009
Yes the police do nothing. People will start taking things into their own hands with the use of camera phones, social media and gps tracking.

Id be interested if you post a link to that tracker you bought.

Insurance wise ill have to see but its a necessary evil. Ill see how it effects my premium once I get a new bike and renew the insurance. Doubt ill be back on a Berg though... none for sale.
Mordzy is offline  
Reply

  Husaberg Forum > Husaberg Forum > Husaberg

Tags
bike, stolen



Thread Tools
Display Modes


Similar Threads
Thread Thread Starter Forum Replies Last Post
stolen bike returned painted :( geographicvoid Husaberg 12 May 22nd, 2013 05:38 PM
WARNING - Avoid Getting Your Bike Stolen kipper Husaberg 1 July 4th, 2012 07:33 AM
***STOLEN*** Coastie Husaberg 12 August 23rd, 2010 01:36 AM
Stolen ISDE Bike Forces Retirement kelsow Husaberg 5 November 15th, 2006 12:08 PM
Stolen Husabergs Splat Husaberg 15 July 21st, 2004 06:25 PM


Facebook Twitter Google+ RSS Feed